“ ---- and I are so blessed to have yourself and John on our team.  I know you hear that all the time, and maybe this is just a job to you but, --- and I always talk about how professional, patient and personal you have been with us.  Thank you!! John and yourself literally put us back on track with our lives. ”

-- V.B.

“ Dear John – As Thanksgiving approaches, I always reflect on my life during the prior year to determine what situations or individuals I owe thanks to – and believe me, you are at the top of my list! John, I hope I can express to you, my gratitude for the tremendous change that has occurred in my life within these past six months … since my [bankruptcy] filing, I have made every effort to look toward the future – towards a life that would have been impossible without your help. … ”

-- S.D.

“ A note to thank you for your expert advice and guidance through my bankruptcy procedure. … Today I am debt-free and am able to maintain my household, the way I enjoy. … I now have great peace of mind. ”

-- C.G.

“ Dear John – I want to thank you for helping me through a difficult time in my life. I couldn't have gone through it without your help. ”

-- A.B.